Accept Card Payments in Niger
Accept card payments and receive CFA franc payouts to an eligible bank account in Niger.


Why HandyPay for Niger?
HandyPay helps merchants in Niger collect secure card payments without needing a traditional card terminal.
Country availability
What you can use in Niger
These are the HandyPay tools available after merchant activation. Conditional tools have an extra currency or account requirement.
Payment links and QR codes
Create a hosted checkout and share it by WhatsApp, email, text, or a scannable QR code.
Recurring subscriptions
XOF is not currently a recurring billing currency. You can use another supported subscription currency, such as USD or EUR.
Developer API and webhooks
Create one-time and recurring checkouts, then receive signed payment and subscription events.
Test mode
Use separate test keys, payments, customers, subscriptions, and webhooks before taking live payments.
WordPress and WooCommerce
Use the live WordPress.org plugins for payment buttons, forms, and WooCommerce checkout.
Shopify
The public Shopify integration is still in testing. Join the waitlist for launch updates.
Payouts and setup
Requirements for Niger
- Availability
- Available in early access
- Payout currency
- XOF (West African CFA Franc)
- Payout destination
- Local Bank Account
- First live payout
- The first live payout is typically 7 to 14 days after your first successful payment. It can take longer in some countries or for higher-risk businesses.
- Later payouts
- After the first payout, funds generally move on a rolling schedule once they become available. Use the expected arrival date shown for each payout because bank processing and holidays can change the final date.
Bank details to have ready
- Account holder name
- Nigerien IBAN
Onboarding information
- Business registration information
- Owner or authorized representative details
- Government-issued identification
- Business website, product, or service information
- Eligible bank account details
Restrictions and conditions
- Merchant activation is subject to identity, business, bank-account, and risk review.
- Payouts are deposited in XOF. A currency conversion can apply when the customer pays in another currency.
- Available cards and wallets can vary by customer location, device, browser, currency, and merchant configuration.
- Instant payouts are not available on the cross-border payout route.
- Crowdfunding, donation, fund-contribution, and NFT use cases are not supported on cross-border payout accounts.
- Early-access availability can change, and payouts can be paused while account or banking issues are reviewed.
- XOF is supported for local settlement, but not for recurring subscription prices at this time.
Last reviewed August 31, 2026. Payout timing and cross-border restrictions are based on the current Stripe payout documentation and cross-border payout rules. Account-specific dates shown in HandyPay remain authoritative.
Country FAQ
HandyPay in Niger
Is HandyPay available for businesses in Niger?
Yes. HandyPay merchant onboarding is available in Niger through early access. Activation remains subject to business and identity review.
Which HandyPay tools can I use in Niger?
Payment links and QR codes, Recurring subscriptions, Developer API and webhooks, Test mode, WordPress and WooCommerce are available after your account is activated. Shopify is not publicly available yet.
Can I charge customers and receive payouts in XOF?
You can create eligible checkouts in XOF, and the default bank payout currency for Niger is XOF. If a customer pays in another supported currency, currency conversion and related fees can apply.
Which payment methods can customers use in Niger?
Customers can use eligible credit and debit cards. Apple Pay, Google Pay, and other methods appear automatically when the customer, device, browser, currency, and merchant account qualify.
How long do payouts take in Niger?
The first live payout is typically 7 to 14 days after your first successful payment. It can take longer in some countries or for higher-risk businesses. After the first payout, funds generally move on a rolling schedule once they become available. Use the expected arrival date shown for each payout because bank processing and holidays can change the final date.
What bank details are required in Niger?
Have these details ready: Account holder name, Nigerien IBAN. The bank account must be eligible for payouts and its ownership details must match the information provided during onboarding.
What is required for merchant onboarding?
You will normally need business registration information, details for an owner or authorized representative, a government-issued ID, information about what the business sells, and an eligible bank account. Additional documents can be requested during verification.
Are there limits, reserves, or country restrictions?
Merchant activation is subject to identity, business, bank-account, and risk review. Payouts are deposited in XOF. A currency conversion can apply when the customer pays in another currency. Available cards and wallets can vary by customer location, device, browser, currency, and merchant configuration. Instant payouts are not available on the cross-border payout route. Crowdfunding, donation, fund-contribution, and NFT use cases are not supported on cross-border payout accounts. Early-access availability can change, and payouts can be paused while account or banking issues are reviewed. XOF is supported for local settlement, but not for recurring subscription prices at this time. Any account-specific transaction limit or reserve is communicated during review or shown in your account.
What does HandyPay cost?
HandyPay's published standard price is 4.9% plus US$0.40 per successful transaction, with no setup fee or monthly platform fee. Currency conversion, disputes, refunds, banking, or account-specific charges can apply when relevant.
How to accept payments in Niger
Download the app
Get HandyPay free from the App Store or Google Play. Sign up in minutes.
Create a payment link
Generate a QR code or payment link for any amount. Share via WhatsApp, SMS, or email.
Get paid in XOF
Receive settled funds in XOF to your eligible Niger bank account. Track the expected arrival date for each payout.